Refinancing can be useful and financially rewarding but it can also carry risks. It takes time (but we make it easy at Perigee!) and costs money, so before you decide to change to another lender, ask yourself if it is really the right thing for you.
Are you happy with your existing lender?
Have they been professional and helpful in all the dealings you've had with them?
Are you happy with your existing loan? Is the interest rate comparable to other lenders? Could you use some extra features offered with other products?
Has your financial situation changed?
Maybe you've started a new job or become unemployed?
