Small Business Specialists...

In our opinion - too many lenders are treating small business owners with contempt. We provide our homes as security, operate our accounts for the most part in a satisfactory manner. They use our funds we have in our bank account on a day to day basis to improve their EBIT, and it seems that the fees and charges are always on the increase. And on top of this - the interest rate on our "business" loan is substantially higher than normal home loan rates.

Now we agree that there are risks associated with small business lending, however once a business has proven itself, is operating profitably - why should it be charged at a higher rate? Especially if the security provided (home) more than covers the facilities in question!

So when was the last time you reviewed your Small Business facilities??